:root{--primary-color: #f26d21;--primary-dark: #c55315;--primary-light: #ff8a45;--accent-color: #1f8bff;--navy: #223046;--navy-light: #2f3f57;--navy-foreground: #f3f6fb;--background-color: #eef2f7;--surface-color: #ffffff;--surface-muted: #f5f7fb;--surface-strong: #eef2f7;--border-soft: #d0d8e7;--border-strong: #93a1b7;--text-primary: #1a2433;--text-secondary: #334155;--text-muted: #667089;--text-on-accent: #f8fafc;--font-family-primary: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;--font-family-mono: "JetBrains Mono", "Fira Code", Consolas, monospace;--font-size-xs: .75rem;--font-size-sm: .875rem;--font-size-base: 1.08rem;--font-size-lg: 1.2rem;--font-size-xl: 1.38rem;--font-size-2xl: 1.75rem;--font-size-3xl: 2.2rem;--font-size-4xl: 2.75rem;--font-size-5xl: 3.25rem;--font-size-6xl: 3.75rem;--font-weight-normal: 400;--font-weight-medium: 500;--font-weight-semibold: 600;--font-weight-bold: 700;--spacing-xs: .25rem;--spacing-sm: .5rem;--spacing-md: 1rem;--spacing-lg: 1.5rem;--spacing-xl: 2rem;--spacing-2xl: 3rem;--spacing-3xl: 4rem;--spacing-4xl: 5rem;--container-max-width: 1200px;--side-nav-width: 280px;--side-nav-gap: 3rem;--border-radius-sm: .375rem;--border-radius-md: .5rem;--border-radius-lg: .75rem;--border-radius-xl: 1.25rem;--border-width: 1px;--shadow-sm: 0 1px 2px 0 rgb(0 0 0 / .05);--shadow-md: 0 4px 6px -1px rgb(0 0 0 / .1), 0 2px 4px -2px rgb(0 0 0 / .1);--shadow-lg: 0 10px 15px -3px rgb(0 0 0 / .1), 0 4px 6px -4px rgb(0 0 0 / .1);--shadow-xl: 0 25px 50px -12px rgb(15 23 42 / .35);--transition-fast: .15s ease-in-out;--transition-base: .25s ease-in-out;--transition-slow: .35s ease-in-out;--z-dropdown: 1000;--z-sticky: 1020;--z-fixed: 1030;--z-modal-backdrop: 1040;--z-modal: 1050;--z-popover: 1060;--z-tooltip: 1070;--formula-background: #f8fafc;--formula-border: #e2e8f0;--formula-text: #1e293b;--formula-accent: var(--primary-color);--badge-contrast: #121826;--badge-contrast-text: #f8fafc;--success-color: #1b6f41;--success-soft: #e6f4ec;--warning-color: #f59e0b;--warning-soft: #fff3d6;--danger-color: #b42318;--danger-soft: #fde2dd;--info-color: #1b6bb8;--info-soft: #e3efff}*{margin:0;padding:0;box-sizing:border-box}.icon-inline{width:1.35em;height:1.35em;margin-right:.35rem;vertical-align:middle;fill:currentColor;flex-shrink:0;color:var(--primary-color)}.with-icon{display:flex;align-items:center;gap:.75rem}.with-icon span{flex:1;display:block;line-height:1.55;font-weight:500}body{font-family:var(--font-family-primary);line-height:1.7;color:var(--text-primary);background:var(--background-color);min-height:100vh;font-size:1.1rem;padding:var(--spacing-lg)}.container{max-width:var(--container-max-width);margin:0 auto;padding:0 var(--spacing-lg)}.header{background:linear-gradient(135deg,var(--surface-color) 0%,rgba(255,255,255,.95) 100%);border-radius:var(--border-radius-xl);padding:var(--spacing-4xl) var(--spacing-3xl);margin-bottom:var(--spacing-3xl);width:100%;box-shadow:0 12px 48px #22304626;text-align:center;animation:fadeIn .8s ease-out;display:grid;gap:var(--spacing-2xl);justify-items:center;border:1px solid rgba(31,139,255,.08);position:relative;overflow:hidden}.header:before{content:"";position:absolute;top:0;left:0;right:0;height:6px;background:linear-gradient(90deg,var(--primary-color),var(--accent-color),#ff6b35)}@keyframes fadeIn{0%{opacity:0;transform:translateY(-20px)}to{opacity:1;transform:translateY(0)}}.header h1{color:var(--navy);font-size:clamp(3rem,6vw,5rem);font-weight:900;letter-spacing:-.03em;background:linear-gradient(135deg,var(--primary-color) 0%,var(--accent-color) 60%,#ff6b35 100%);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text;text-shadow:0 2px 8px rgba(34,48,70,.1);margin-bottom:.5rem}.header .domain{color:var(--accent-color);font-size:var(--font-size-xl);font-weight:700;letter-spacing:.1em;text-transform:uppercase;background:#1f8bff1a;padding:.5rem 1.2rem;border-radius:2rem;border:1px solid rgba(31,139,255,.2);display:inline-block;margin-bottom:1rem;transition:all .3s ease}.header .domain:hover{background:#1f8bff26;transform:translateY(-2px);box-shadow:0 4px 12px #1f8bff33}.header .subtitle{color:var(--text-secondary);font-size:clamp(1.2rem,3vw,1.8rem);font-weight:600;max-width:900px;line-height:1.4;margin-bottom:2rem;background:#f26d210d;padding:1rem 1.5rem;border-radius:1rem;border-left:4px solid var(--accent-color)}.header .key-metrics{display:grid;width:min(1400px,100%);grid-template-columns:repeat(4,1fr);gap:var(--spacing-lg);margin-top:var(--spacing-lg);padding:var(--spacing-lg);background:#fff6;border-radius:var(--border-radius-lg);border:1px solid rgba(31,139,255,.1)}@media (max-width: 1200px){.header .key-metrics{grid-template-columns:repeat(2,1fr);width:min(800px,100%)}}@media (max-width: 768px){.header .key-metrics{grid-template-columns:1fr;width:100%}}.kpi-card{position:relative;background:radial-gradient(circle at 0% 0%,#f26d211f,#1f8bff14);border:2px solid rgba(31,139,255,.1);border-radius:var(--border-radius-xl);padding:var(--spacing-xl);box-shadow:0 8px 32px #2230461f;display:flex;flex-direction:column;gap:var(--spacing-md);align-items:flex-start;min-height:180px;transition:all .3s ease;overflow:hidden}.kpi-card:hover{transform:translateY(-4px);box-shadow:0 16px 48px #2230462e;border-color:#1f8bff33}.kpi-card:before{content:"";position:absolute;top:0;left:0;right:0;height:4px;background:linear-gradient(90deg,var(--primary-color),var(--accent-color))}.kpi-icon{display:inline-flex;align-items:center;justify-content:center;width:64px;height:64px;border-radius:20px;background:linear-gradient(135deg,#1f8bff26,#f26d211a);color:var(--primary-color);font-size:1.8rem;flex-shrink:0;border:2px solid rgba(31,139,255,.1);margin-bottom:.5rem}.kpi-icon .icon-inline{width:1.6em;height:1.6em;margin:0}.kpi-value{font-size:clamp(1.8rem,4vw,2.5rem);font-weight:800;color:var(--navy);line-height:1.1;margin-bottom:.5rem}.kpi-label{font-size:var(--font-size-md);font-weight:700;color:var(--primary-color);text-transform:uppercase;letter-spacing:.08em;margin-bottom:auto}.kpi-detail{font-size:var(--font-size-sm);color:var(--text-muted);background:#f26d2114;padding:.4rem .8rem;border-radius:.5rem;font-weight:500;border-left:2px solid var(--accent-color)}.page-shell{margin-left:calc(var(--side-nav-width) + var(--side-nav-gap));padding:0 var(--spacing-2xl) var(--spacing-2xl);max-width:100%;width:calc(100% - (var(--side-nav-width) + var(--side-nav-gap)))}.header .metric{background:linear-gradient(135deg,var(--accent-color) 0%,var(--primary-color) 100%);color:#fff;padding:15px 25px;border-radius:10px;font-weight:600;box-shadow:0 5px 15px #2230462e;transition:transform .3s ease}.header .metric:hover{transform:translateY(-3px);box-shadow:0 12px 24px #2230462e}.section{background:var(--surface-color);border-radius:var(--border-radius-xl);padding:var(--spacing-3xl);margin-bottom:var(--spacing-2xl);box-shadow:var(--shadow-lg);animation:slideUp .6s ease-out;display:grid;gap:var(--spacing-xl)}@keyframes slideUp{0%{opacity:0;transform:translateY(30px)}to{opacity:1;transform:translateY(0)}}.section h2{color:var(--navy);font-size:var(--font-size-5xl);line-height:1.05;margin-bottom:0;text-align:left;letter-spacing:-.01em;position:relative}.section h2:after{content:"";display:block;width:88px;height:6px;border-radius:999px;background:linear-gradient(135deg,var(--primary-color),var(--accent-color));margin-top:var(--spacing-sm)}.section h3{color:var(--accent-color);font-size:var(--font-size-3xl);font-weight:700;margin:0}.section .section-lede,.section>p.section-intro,.section>p:first-of-type{font-size:var(--font-size-xl);line-height:1.6;color:var(--text-secondary);text-align:left;margin:0}.section .section-subtext{font-size:var(--font-size-base);color:var(--text-muted)}.infographic-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:var(--spacing-lg);align-items:stretch}.infographic-card{background:var(--surface-color);border:1px solid var(--border-soft);border-radius:var(--border-radius-lg);padding:var(--spacing-xl);display:flex;flex-direction:column;gap:var(--spacing-sm);box-shadow:var(--shadow-sm);transition:transform var(--transition-base),box-shadow var(--transition-base)}.infographic-card .icon-chip{margin-bottom:var(--spacing-sm)}.infographic-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg)}.big-stat{font-size:var(--font-size-4xl);font-weight:700;color:var(--navy);letter-spacing:-.01em}.stat-caption{color:var(--text-secondary);font-weight:600;text-transform:uppercase;letter-spacing:.05em;font-size:var(--font-size-sm)}.highlight-text{margin:0;font-size:var(--font-size-lg);font-weight:600;color:var(--navy);line-height:1.4}.card-meta{font-size:var(--font-size-sm);color:var(--text-secondary)}.lifecycle-overview .infographic-card{align-items:flex-start;gap:var(--spacing-sm)}.revenue-overview .infographic-card,.terms-overview .infographic-card{align-items:flex-start}.icon-chip{display:inline-flex;align-items:center;gap:var(--spacing-xs);padding:var(--spacing-xs) calc(var(--spacing-sm) + 2px);border-radius:999px;background:#2230461f;color:var(--badge-contrast);font-size:var(--font-size-sm);font-weight:600;letter-spacing:.05em;text-transform:uppercase}.icon-chip .emoji{font-size:1.15em}.stacked-icons{display:flex;gap:var(--spacing-sm)}.stacked-icons .stacked-icon{width:48px;height:48px;border-radius:14px;background:#1218260f;display:inline-flex;align-items:center;justify-content:center;font-size:1.4rem;color:var(--badge-contrast)}.section-intro{max-width:760px;margin:0 auto var(--spacing-lg);text-align:left;color:var(--text-secondary);font-size:var(--font-size-xl);line-height:1.65}.page-content{display:block;min-width:0}.presentation-nav{background:var(--surface-color);border:1px solid var(--border-soft);border-radius:20px;padding:var(--spacing-lg);box-shadow:0 16px 40px #2230461f;position:fixed;top:var(--spacing-lg);left:var(--spacing-lg);width:var(--side-nav-width);height:calc(100vh - 2 * var(--spacing-lg));overflow-y:auto;z-index:var(--z-fixed)}.nav-container{display:flex;flex-direction:column;height:100%;width:100%;gap:var(--spacing-lg)}.nav-brand{font-weight:700;color:var(--accent-color);letter-spacing:.05em;text-transform:uppercase;font-size:.95em;padding-left:var(--spacing-sm);text-align:center;margin-bottom:var(--spacing-sm);text-decoration:none;display:block}.presentation-nav .nav-menu{display:flex;flex-direction:column;flex:1;gap:var(--spacing-sm);border-left:2px solid rgba(31,139,255,.25);padding:var(--spacing-sm) 0 var(--spacing-sm) var(--spacing-xl);position:relative;justify-content:space-between;min-height:calc(100% - 40px)}.presentation-nav .nav-link{color:var(--navy);text-decoration:none;font-weight:var(--font-weight-medium);font-size:1.02em;padding:var(--spacing-sm) var(--spacing-md);border-radius:var(--border-radius-md);transition:background var(--transition-base),color var(--transition-base),transform var(--transition-base);position:relative;display:flex;align-items:center;justify-content:flex-start;width:100%}.presentation-nav .nav-link:before{content:"";position:absolute;left:calc(-1 * var(--spacing-xl));top:50%;transform:translate(-50%,-50%);width:14px;height:14px;border-radius:999px;border:3px solid rgba(31,139,255,.45);background:var(--surface-color);box-shadow:0 0 0 6px #f26d211a;transition:transform var(--transition-base),background var(--transition-base),border var(--transition-base)}.presentation-nav .nav-link:hover{background:#1f8bff1a;color:var(--navy)}.presentation-nav .nav-link:hover:before{transform:translate(-50%,-50%) scale(1.1);border-color:#1f8bffcc}.presentation-nav .nav-link.active{background:#f26d2126;color:var(--navy);font-weight:var(--font-weight-semibold)}.presentation-nav .nav-link.active:before{background:linear-gradient(135deg,var(--primary-color) 0%,var(--accent-color) 100%);border-color:transparent;transform:translate(-50%,-50%) scale(1.15);box-shadow:0 0 0 6px #f26d2133}.language-switcher{margin-top:auto;padding-top:var(--spacing-md);border-top:1px solid var(--border-soft)}.language-switcher select{width:100%;padding:var(--spacing-sm) var(--spacing-md);border:1px solid var(--border-soft);border-radius:var(--border-radius);background:var(--surface-color);color:var(--text-color);font-size:.9em;font-family:inherit;cursor:pointer;transition:all .2s ease}.language-switcher select:hover{border-color:var(--primary-color);background:#1f8bff0d}.language-switcher select:focus{outline:none;border-color:var(--primary-color);box-shadow:0 0 0 3px #1f8bff1a}.team-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:var(--spacing-lg);margin:var(--spacing-xl) 0}.team-card{background:var(--surface-color);border:1px solid var(--border-soft);border-radius:var(--border-radius-lg);padding:var(--spacing-xl);box-shadow:var(--shadow-sm);display:grid;gap:var(--spacing-sm);align-content:start}.team-card h3{margin:0;font-size:var(--font-size-2xl);color:var(--navy)}.team-card .team-role{font-size:var(--font-size-sm);letter-spacing:.08em;text-transform:uppercase;color:var(--text-muted)}.team-card .team-experience{color:var(--accent-color);font-weight:600;margin:0}.team-skills{list-style:none;padding:0;margin:var(--spacing-sm) 0 0;display:grid;gap:var(--spacing-xs)}.team-skills li{display:flex;align-items:center;gap:var(--spacing-xs);font-size:var(--font-size-base);color:var(--text-secondary)}.team-skills li:before{content:"▹";color:var(--primary-color);font-size:1.1em}.team-languages{margin-top:var(--spacing-sm);display:flex;flex-wrap:wrap;gap:var(--spacing-xs)}.language-chip{display:inline-flex;align-items:center;justify-content:center;min-width:42px;padding:.3rem .7rem;border-radius:999px;background:#1f8bff2e;color:var(--badge-contrast);font-weight:600;letter-spacing:.08em;font-size:var(--font-size-sm)}.financial-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:var(--spacing-xl);margin:var(--spacing-xl) 0;padding:var(--spacing-lg);background:linear-gradient(135deg,#ffffffe6,#f26d210d);border-radius:var(--border-radius-xl);border:1px solid rgba(31,139,255,.1)}.financial-metric{display:flex;align-items:center;gap:var(--spacing-lg);padding:var(--spacing-xl);background:linear-gradient(135deg,#fffffff2,#1f8bff0d);border:2px solid rgba(31,139,255,.1);border-radius:var(--border-radius-xl);box-shadow:0 8px 32px #2230461f;transition:all .3s ease;position:relative;overflow:hidden}.financial-metric:hover{transform:translateY(-4px);box-shadow:0 16px 48px #2230462e;border-color:#1f8bff33}.financial-metric:before{content:"";position:absolute;top:0;left:0;right:0;height:4px;background:linear-gradient(90deg,var(--primary-color),var(--accent-color))}.metric-icon{display:inline-flex;align-items:center;justify-content:center;width:72px;height:72px;border-radius:20px;background:linear-gradient(135deg,#1f8bff33,#f26d2126);color:var(--primary-color);font-size:2rem;flex-shrink:0;border:2px solid rgba(31,139,255,.15);margin-right:var(--spacing-sm);box-shadow:0 4px 16px #1f8bff33}.metric-field{flex:1;display:grid;gap:var(--spacing-xs)}.metric-field .label{font-size:var(--font-size-md);letter-spacing:.05em;text-transform:uppercase;color:var(--primary-color);font-weight:700;margin-bottom:var(--spacing-xs)}.metric-field .value-input{border:2px solid rgba(31,139,255,.2);background:#ffffffe6;border-radius:var(--border-radius-lg);padding:var(--spacing-md) var(--spacing-lg);font-size:var(--font-size-xl);font-weight:700;color:var(--navy);outline:none;transition:all var(--transition-base);box-shadow:0 2px 8px #22304614}.metric-field .value-input:focus{box-shadow:0 0 0 4px #1f8bff40,0 4px 16px #22304626;background:var(--surface-color);border-color:var(--primary-color);transform:translateY(-1px)}.metric-field .value-input:hover{border-color:#1f8bff4d;background:#fffffff2}.financial-model-section{background:linear-gradient(135deg,#fffffffa,#f26d2108);border-radius:var(--border-radius-xl);padding:var(--spacing-2xl);margin:var(--spacing-xl) 0;border:1px solid rgba(31,139,255,.08);box-shadow:0 12px 48px #22304614}.loan-structure-title{display:flex;align-items:center;gap:var(--spacing-md);margin-bottom:var(--spacing-xl);padding:var(--spacing-lg) var(--spacing-xl);background:linear-gradient(135deg,#1f8bff1a,#f26d2114);border-radius:var(--border-radius-lg);border-left:6px solid var(--primary-color)}.loan-structure-title h3{color:var(--navy);font-size:var(--font-size-2xl);font-weight:800;margin:0;letter-spacing:-.01em}.loan-structure-icon{display:inline-flex;align-items:center;justify-content:center;width:48px;height:48px;border-radius:16px;background:linear-gradient(135deg,var(--primary-color),var(--accent-color));color:#fff;font-size:1.5rem;flex-shrink:0}@media (max-width: 1200px){.financial-grid{grid-template-columns:repeat(2,1fr);gap:var(--spacing-lg)}.financial-metric{padding:var(--spacing-lg);gap:var(--spacing-md)}.metric-icon{width:64px;height:64px;font-size:1.8rem}}@media (max-width: 768px){.financial-grid{grid-template-columns:1fr;padding:var(--spacing-md);gap:var(--spacing-md)}.financial-metric{flex-direction:column;text-align:center;padding:var(--spacing-lg)}.metric-icon{margin-right:0;margin-bottom:var(--spacing-sm)}.loan-structure-title{flex-direction:column;text-align:center;padding:var(--spacing-md)}.loan-structure-title h3{font-size:var(--font-size-xl)}}.overview-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:var(--spacing-xl);margin-top:var(--spacing-xl)}.overview-card{background:var(--surface-color);padding:var(--spacing-xl);border-radius:var(--border-radius-lg);box-shadow:var(--shadow-md);text-align:center;border:1px solid var(--border-soft)}.plan-title{font-size:1.05em;font-weight:600;color:var(--navy)}.overview-card h3{font-size:var(--font-size-xl);font-weight:var(--font-weight-semibold);margin-bottom:var(--spacing-md);color:var(--primary-color)}.overview-card p{color:var(--text-secondary);margin-bottom:var(--spacing-md)}.formula-example{background-color:var(--formula-background);border:var(--border-width) solid var(--formula-border);border-radius:var(--border-radius-sm);padding:var(--spacing-md);margin:var(--spacing-md) 0}.formulas-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:var(--spacing-lg)}.formula-card{background:var(--surface-color);border:1px solid var(--border-soft);border-radius:var(--border-radius-md);padding:var(--spacing-lg);text-align:center;box-shadow:var(--shadow-sm)}.formula-card h4{font-size:var(--font-size-lg);font-weight:var(--font-weight-semibold);margin-bottom:var(--spacing-sm);color:var(--text-primary)}.formula-card .formula{background-color:var(--formula-background);padding:var(--spacing-md);border-radius:var(--border-radius-sm);margin:var(--spacing-sm) 0}.formula-card .description{font-size:var(--font-size-sm);color:var(--text-secondary)}.sections-list{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:var(--spacing-lg)}.section-card{background:var(--surface-color);border:1px solid var(--border-soft);border-radius:var(--border-radius-md);padding:var(--spacing-lg);transition:transform var(--transition-fast),box-shadow var(--transition-fast);box-shadow:var(--shadow-sm)}.section-card:hover{transform:translateY(-2px);box-shadow:var(--shadow-lg)}.section-card h4{font-size:var(--font-size-lg);font-weight:var(--font-weight-semibold);margin-bottom:var(--spacing-sm);color:var(--primary-color)}.section-card p{color:var(--text-secondary);margin-bottom:var(--spacing-md)}.section-link{display:inline-block;background-color:var(--primary-color);color:#fff;padding:var(--spacing-sm) var(--spacing-md);border-radius:var(--border-radius-sm);text-decoration:none;font-size:var(--font-size-sm);font-weight:var(--font-weight-medium);transition:background-color var(--transition-fast)}.section-link:hover{background-color:var(--primary-dark)}.resources-list{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:var(--spacing-md)}.resource-item{background:var(--surface-color);border:1px solid var(--border-soft);border-radius:var(--border-radius-sm);padding:var(--spacing-md);box-shadow:var(--shadow-sm)}.resource-item h5{font-weight:var(--font-weight-semibold);margin-bottom:var(--spacing-xs);color:var(--navy)}.resource-item a{color:var(--primary-color);text-decoration:none}.resource-item a:hover{text-decoration:underline}.presentation-footer{background-color:var(--surface-color);border-top:var(--border-width) solid var(--formula-border);padding:var(--spacing-xl) 0;text-align:center;color:var(--text-secondary)}.calculator-container{background:var(--surface-color);border-radius:var(--border-radius-xl);padding:var(--spacing-3xl);margin:var(--spacing-xl) 0;box-shadow:var(--shadow-lg);display:grid;gap:var(--spacing-xl)}.calculator-inputs{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:var(--spacing-lg)}.calc-card{background:var(--surface-color);border:1px solid var(--border-soft);border-radius:var(--border-radius-lg);padding:var(--spacing-lg);display:grid;gap:var(--spacing-md);box-shadow:var(--shadow-sm);transition:transform var(--transition-base),box-shadow var(--transition-base)}.calc-card-top{display:flex;align-items:center;justify-content:space-between}.calc-card:hover{transform:translateY(-3px);box-shadow:var(--shadow-md)}.calc-value{font-size:var(--font-size-3xl);font-weight:700;color:var(--navy)}.calc-range{width:100%;height:12px;border-radius:999px;background:var(--surface-muted);outline:none;-webkit-appearance:none;-moz-appearance:none;appearance:none}.calc-range::-webkit-slider-thumb{-webkit-appearance:none;-moz-appearance:none;appearance:none;width:26px;height:26px;border-radius:50%;background:linear-gradient(135deg,var(--primary-color),var(--accent-color));cursor:pointer;border:3px solid var(--surface-color);box-shadow:0 6px 14px 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var(--border-soft);border-radius:var(--border-radius-lg);padding:var(--spacing-xl);box-shadow:var(--shadow-md);display:grid;gap:var(--spacing-md)}.loan-step-header{display:flex;align-items:center;justify-content:space-between}.loan-step-balance{font-size:var(--font-size-2xl);font-weight:700;color:var(--navy)}.loan-step-metrics{display:grid;grid-template-columns:repeat(auto-fit,minmax(140px,1fr));gap:var(--spacing-sm)}.loan-step-metrics div{background:var(--surface-muted);border:1px solid var(--border-soft);border-radius:var(--border-radius-sm);padding:var(--spacing-sm) var(--spacing-md);display:grid;gap:var(--spacing-xs)}.loan-metric-label{font-size:var(--font-size-xs);letter-spacing:.08em;text-transform:uppercase;color:var(--text-secondary);font-weight:600}.loan-status{font-weight:600;letter-spacing:.05em;text-transform:uppercase;color:var(--text-secondary)}.loan-step-cleared{border-left:5px solid var(--primary-color)}.loan-step-cleared 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div{display:flex;flex-direction:column;gap:var(--spacing-xs)}.projection-label{font-size:var(--font-size-sm);text-transform:uppercase;letter-spacing:.08em;color:var(--text-secondary)}.projection-value{font-size:var(--font-size-2xl);font-weight:700;color:var(--navy)}.projection-value.positive{color:var(--success-color)}.projection-value.negative{color:var(--danger-color)}.projection-footer{font-size:var(--font-size-sm);color:var(--text-muted);line-height:1.4}.cost-summary{gap:var(--spacing-lg)}.cost-breakdown-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:var(--spacing-lg)}.cost-column{background:var(--surface-color);border:1px solid var(--border-soft);border-radius:var(--border-radius-lg);padding:var(--spacing-lg);box-shadow:var(--shadow-sm);display:grid;gap:var(--spacing-sm);transition:transform var(--transition-base),box-shadow var(--transition-base)}.cost-column:hover{transform:translateY(-3px);box-shadow:var(--shadow-md)}.cost-column h4{margin:0;font-size:var(--font-size-xl);color:var(--accent-color)}.cost-lines{display:grid;gap:var(--spacing-xs)}.cost-line{display:flex;justify-content:space-between;gap:var(--spacing-sm);font-size:var(--font-size-base);color:var(--text-secondary)}.cost-line-annual{font-size:var(--font-size-xs);color:var(--text-muted);margin-left:var(--spacing-xs)}.financial-table,.cost-table,.revenue-table,.terms-table{width:100%;border-collapse:collapse;margin:var(--spacing-xl) 0;background:var(--surface-color);border-radius:var(--border-radius-md);overflow:hidden;box-shadow:var(--shadow-md)}.financial-table th,.cost-table th,.revenue-table th,.terms-table th{background:var(--accent-color);color:var(--text-on-accent);padding:var(--spacing-md);text-align:left;font-weight:var(--font-weight-semibold);font-size:var(--font-size-sm);letter-spacing:.5px}.financial-table td,.cost-table td,.revenue-table td,.terms-table td{padding:var(--spacing-md);border-bottom:1px solid 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tr.profit{background:#18b67640;font-weight:var(--font-weight-bold)}.alert{padding:var(--spacing-lg);border-radius:var(--border-radius-md);margin:var(--spacing-xl) 0;position:relative;padding-left:55px;box-shadow:var(--shadow-sm)}.alert:before{content:"";position:absolute;left:20px;top:50%;transform:translateY(-50%);width:24px;height:24px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;text-align:center;line-height:24px}.alert-success{background:linear-gradient(135deg,var(--success-soft) 0%,rgba(27,111,65,.18) 100%);border-left:4px solid var(--success-color)}.alert-success:before{content:"✓";background:var(--success-color);color:var(--text-on-accent)}.alert-info{background:linear-gradient(135deg,var(--info-soft) 0%,rgba(27,107,184,.18) 100%);border-left:4px solid var(--info-color)}.alert-info:before{content:"i";background:var(--info-color);color:var(--text-on-accent)}.alert-warning{background:linear-gradient(135deg,var(--warning-soft) 0%,rgba(245,158,11,.2) 100%);border-left:4px solid var(--warning-color)}.alert-warning:before{content:"!";background:var(--warning-color);color:var(--text-on-accent)}.timeline{position:relative;display:grid;gap:var(--spacing-lg);padding-left:var(--spacing-2xl)}.timeline:before{content:"";position:absolute;left:32px;top:6px;bottom:6px;width:4px;border-radius:999px;background:linear-gradient(180deg,#f26d21bf,#1f8bffbf);z-index:1}.timeline-item{position:relative;margin-left:0;display:grid;gap:var(--spacing-sm);padding-left:var(--spacing-xl)}.timeline-marker{position:absolute;left:-8px;top:0;display:flex;align-items:center;justify-content:center;width:64px;height:64px;border-radius:20px;background:var(--accent-color);color:var(--text-on-accent);font-weight:700;font-size:1.1rem;box-shadow:var(--shadow-md);z-index:10;border:3px solid var(--surface-color)}.timeline-content{background:var(--surface-color);padding:var(--spacing-xl);border-radius:var(--border-radius-lg);border:1px solid var(--border-soft);box-shadow:var(--shadow-md);display:grid;gap:var(--spacing-sm);position:relative;z-index:2}.timeline-content .milestone-title{font-size:var(--font-size-2xl);font-weight:700;color:var(--navy)}.timeline-content .milestone-meta{display:flex;flex-wrap:wrap;gap:var(--spacing-sm)}.timeline-content ul{margin:0;padding-left:1.2rem;display:grid;gap:var(--spacing-xs);color:var(--text-secondary);line-height:1.55}.milestone-focus{list-style:none;padding-left:0}.milestone-focus li{position:relative;padding-left:1.4rem}.milestone-focus li:before{content:"•";position:absolute;left:0;top:.3rem;color:var(--primary-color);font-size:1.1rem}.contact-info{background:var(--surface-color);padding:var(--spacing-xl);border-radius:var(--border-radius-lg);margin-top:var(--spacing-xl);box-shadow:var(--shadow-md);display:grid;gap:var(--spacing-lg)}.contact-info h4{color:var(--text-primary);margin-bottom:var(--spacing-md);font-size:var(--font-size-2xl);text-align:left}.contact-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:var(--spacing-lg)}.contact-card{background:var(--surface-color);border:1px solid var(--border-soft);border-radius:var(--border-radius-lg);padding:var(--spacing-lg);box-shadow:var(--shadow-sm);display:grid;gap:var(--spacing-xs)}.contact-name{font-size:var(--font-size-xl);font-weight:600;color:var(--navy)}.contact-role{font-size:var(--font-size-sm);text-transform:uppercase;letter-spacing:.08em;color:var(--text-muted)}.contact-list{list-style:none;padding:0;margin:0;display:grid;gap:var(--spacing-xs);color:var(--text-secondary);font-size:var(--font-size-base)}.final-cta{text-align:center;margin-top:var(--spacing-3xl);padding:var(--spacing-3xl);background:linear-gradient(135deg,var(--primary-color),var(--primary-dark));color:#fff;border-radius:var(--border-radius-lg);display:grid;gap:var(--spacing-lg)}.final-cta h2{color:#fff;margin-bottom:var(--spacing-lg);font-size:var(--font-size-4xl);margin-top:0}.cta-lede{font-size:var(--font-size-xl);line-height:1.7;margin:0}.cta-numbers{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:var(--spacing-lg);margin-bottom:var(--spacing-xl);padding:var(--spacing-lg);background:#ffffff2e;border-radius:var(--border-radius-md);-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px)}.cta-number-card{background:#ffffff26;border-radius:var(--border-radius-md);padding:var(--spacing-lg);display:grid;gap:var(--spacing-xs);text-align:left;box-shadow:0 12px 24px #0000001a;transition:transform .2s ease,box-shadow .2s ease}.cta-number-card:hover{transform:translateY(-4px);box-shadow:0 16px 32px #0003}.cta-card-value{font-size:var(--font-size-3xl);font-weight:var(--font-weight-bold);color:#fff}.cta-card-label{font-size:var(--font-size-lg);font-weight:var(--font-weight-semibold);color:#ffffffe6}.cta-card-note{font-size:var(--font-size-sm);color:#ffffffbf}.cta-message{background:#ffffff2e;border-radius:var(--border-radius-md);padding:var(--spacing-lg);text-align:left;display:grid;gap:var(--spacing-sm)}.cta-message strong{font-size:var(--font-size-2xl);font-weight:var(--font-weight-bold);color:#fff}.cta-message p{margin:0;font-size:var(--font-size-lg);color:#ffffffd9;line-height:1.6}.fleet-lifecycle-dashboard{display:grid;gap:var(--spacing-2xl);margin:var(--spacing-xl) 0}.fleet-summary-card{background:linear-gradient(135deg,#1f8bff1a,#f26d2114);border:2px solid rgba(31,139,255,.15);border-radius:var(--border-radius-xl);padding:var(--spacing-2xl);box-shadow:0 12px 48px #2230461f;position:relative;overflow:hidden}.fleet-summary-card:before{content:"";position:absolute;top:0;left:0;right:0;height:6px;background:linear-gradient(90deg,var(--primary-color),var(--accent-color))}.summary-header{display:flex;align-items:center;justify-content:space-between;margin-bottom:var(--spacing-xl);flex-wrap:wrap;gap:var(--spacing-md)}.summary-title{display:flex;align-items:center;gap:var(--spacing-md);color:var(--navy);font-size:var(--font-size-2xl);font-weight:800;margin:0}.summary-icon{font-size:1.8rem}.summary-period{background:#1f8bff26;color:var(--primary-color);padding:var(--spacing-sm) var(--spacing-lg);border-radius:var(--border-radius-lg);font-weight:700;font-size:var(--font-size-lg)}.calculator-parameters{background:linear-gradient(135deg,#f26d211a,#1f8bff14);border:1px solid rgba(242,109,33,.2);border-radius:var(--border-radius-lg);padding:var(--spacing-lg);margin:var(--spacing-lg) 0;display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:var(--spacing-md);align-items:center}.parameter-indicator{display:flex;align-items:center;gap:var(--spacing-sm);background:#ffffffb3;padding:var(--spacing-sm) var(--spacing-md);border-radius:var(--border-radius-md);border-left:3px solid var(--accent-color)}.param-icon{font-size:1.1rem;flex-shrink:0}.param-label{font-size:var(--font-size-xs);color:var(--text-secondary);font-weight:600;text-transform:uppercase;letter-spacing:.05em}.param-value{font-size:var(--font-size-sm);font-weight:700;color:var(--navy);margin-left:auto}.calculator-notice{grid-column:1 / -1;display:flex;align-items:center;justify-content:center;gap:var(--spacing-sm);background:#22c55e1a;border:1px solid rgba(34,197,94,.2);border-radius:var(--border-radius-md);padding:var(--spacing-sm) var(--spacing-md);margin-top:var(--spacing-sm)}.notice-icon{font-size:1rem;animation:rotate 2s linear infinite}@keyframes rotate{0%{transform:rotate(0)}to{transform:rotate(360deg)}}.notice-text{font-size:var(--font-size-xs);color:var(--success-color);font-weight:600;text-transform:uppercase;letter-spacing:.05em}.section-mini-title{font-size:var(--font-size-md);font-weight:700;color:var(--accent-color);margin:var(--spacing-lg) 0 var(--spacing-md) 0;padding-bottom:var(--spacing-xs);border-bottom:2px solid rgba(242,109,33,.15);display:flex;align-items:center;gap:var(--spacing-sm)}.plan-results{margin-top:var(--spacing-lg)}.financial-overview{margin-top:var(--spacing-lg);background:#1f8bff0d;padding:var(--spacing-lg);border-radius:var(--border-radius-md);border-left:4px solid var(--primary-color)}.fleet-year-card.modern{background:var(--surface-color);border:1px solid rgba(31,139,255,.1);border-radius:var(--border-radius-lg);overflow:hidden;box-shadow:0 4px 12px #22304614;transition:all .3s ease}.fleet-year-card.modern:hover{transform:translateY(-2px);box-shadow:0 8px 24px #2230461f;border-color:#1f8bff33}.year-card-header{background:linear-gradient(135deg,#1f8bff14,#f26d210d);padding:var(--spacing-lg);display:flex;justify-content:space-between;align-items:center;border-bottom:1px solid rgba(31,139,255,.1)}.year-info{display:flex;flex-direction:column;gap:var(--spacing-xs)}.year-number{font-size:var(--font-size-lg);font-weight:700;color:var(--navy)}.fleet-target{font-size:var(--font-size-md);color:var(--primary-color);font-weight:600}.cash-indicator{display:flex;align-items:center;gap:var(--spacing-sm);padding:var(--spacing-sm) var(--spacing-md);border-radius:var(--border-radius-md);font-weight:700}.cash-indicator.positive{background:#22c55e26;color:var(--success-color)}.cash-indicator.negative{background:#ef444426;color:var(--danger-color)}.year-summary{padding:var(--spacing-lg)}.primary-action{display:flex;align-items:center;gap:var(--spacing-md);font-size:var(--font-size-lg);font-weight:600;color:var(--navy);margin-bottom:var(--spacing-md)}.action-icon{font-size:1.5rem}.fleet-change{display:flex;justify-content:space-between;align-items:center;padding:var(--spacing-sm) var(--spacing-md);border-radius:var(--border-radius-md);font-size:var(--font-size-sm)}.fleet-change.growth{background:#22c55e1a;color:var(--success-color)}.fleet-change.reduction{background:#ef44441a;color:var(--danger-color)}.financial-summary{padding:0 var(--spacing-lg) var(--spacing-lg);border-bottom:1px solid rgba(31,139,255,.1)}.summary-row{display:grid;grid-template-columns:1fr 1fr;gap:var(--spacing-md);margin-bottom:var(--spacing-md)}.summary-metric{display:flex;flex-direction:column;gap:var(--spacing-xs)}.metric-label{font-size:var(--font-size-xs);color:var(--text-secondary);font-weight:600;text-transform:uppercase}.metric-value{font-size:var(--font-size-md);font-weight:700;color:var(--navy)}.metric-value.sufficient{color:var(--success-color)}.metric-value.insufficient{color:var(--danger-color)}.cash-warning{display:flex;align-items:center;gap:var(--spacing-sm);background:#ef44441a;padding:var(--spacing-sm) var(--spacing-md);border-radius:var(--border-radius-md);border-left:3px solid var(--danger-color)}.warning-text{font-size:var(--font-size-sm);color:var(--danger-color);font-weight:600}.year-details{border:none}.details-toggle{padding:var(--spacing-md) var(--spacing-lg);background:#f26d210d;border:none;cursor:pointer;display:flex;align-items:center;gap:var(--spacing-sm);font-weight:600;color:var(--accent-color);list-style:none}.details-toggle:hover{background:#f26d211a}.toggle-arrow{margin-left:auto;transition:transform .3s ease}.year-details[open] .toggle-arrow{transform:rotate(180deg)}.details-content{padding:var(--spacing-lg);background:#ffffff80}.detail-title{font-size:var(--font-size-sm);font-weight:700;color:var(--accent-color);margin:0 0 var(--spacing-sm) 0;display:flex;align-items:center;gap:var(--spacing-xs)}.detail-grid.compact{display:grid;grid-template-columns:repeat(auto-fit,minmax(120px,1fr));gap:var(--spacing-sm)}.detail-grid.compact .detail-item{padding:var(--spacing-sm);background:#ffffffb3;border-radius:var(--border-radius-sm);font-size:var(--font-size-xs)}.notes-content.compact{font-size:var(--font-size-sm);line-height:1.4;color:var(--text-secondary);background:#1f8bff0d;padding:var(--spacing-sm) var(--spacing-md);border-radius:var(--border-radius-sm);border-left:3px solid var(--primary-color)}.summary-metrics{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:var(--spacing-lg)}.summary-metric{display:flex;align-items:center;gap:var(--spacing-lg);padding:var(--spacing-lg);background:#ffffffb3;border-radius:var(--border-radius-lg);border-left:6px solid 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